• Citizens offers cheaper rate option with no fanfare

  • Florida House holds firm on not raising new Citizens insurance rates, split with Senate remains

  • Senate postpones controversial Citizens vote

  • Premiums for new Citizens customers could rise up to 84 percent under Senate bill

  • Citizens CEO: Give insurance consumers more choice

  • Boynton condo fight over water aerobics class like ‘battle of the titans’

  • Citizens named in class-action suit

  • Citizens Property Insurance releases list of internal complaints

  • Bill to shrink hurricane fund would make homeowners pay more

  • Lawmakers contemplate a Floridians-only Citizens

  • Amid higher premiums, Citizens execs land big raises

  • Citizens Insurance reform plan could cost property owners more money

  • Citizens: New oversight OK, let’s shrink smarter

  • Bills aim to block uncapped Citizens rates, but other changes trim coverage, boost bills

  • Citizens fights new policy because it saves consumers too much

  • Citizens to postpone action on controversial loan program

  • Insurers seeking Citizens loans fined

  • Citizens loan deal draws criticism at House panel hearing in Tallahassee

  • Ruling: Homeowners improperly denied insurance discounts

  • Banks under fire for prices, terms of forced insurance

  • Fired investigators uncovered evidence of misconduct at Citizens’ top levels

  • Tens of thousands of Citizens policyholders face deadline to find other insurer

  • Citizens to offer low-interest loans to draw more private insurers to state

  • 90,000 Citizens reports for property-insurance discounts rejected

  • Senator: Citizens' officials should explain expense reports

  • Senior citizens go without homeowners insurance amid soaring premiums

  • Citizens: Most premiums rise with reinspections

  • Citizens sinkhole coverage could rise by 50 percent in Tampa Bay area

  • Consumer advocate slams Citizens for revoking insurance discounts

  • New Citizens boss wants to slowly shrink state-run insurance company

  • Florida tops the nation in force-placed insurance

  • State set to grill insurers on force-placed policies

  • Sinkhole swallows back half of home in Hudson

  • Citizens Property Ins. interim pres. chalks up almost $10,000 in travel expenses in two months

  • Citizens Property Insurance plan could send rates soaring for new customers

  • Consumer advocates rail against Citizen's Insurance plan to uncap rates

  • No storms, but insurers keep socking it away

  • Sinkhole law fixed little, officials and homeowners agree

  • Dubious sinkhole repairs raise costs and questions of fraud

  • Sinkhole claims in Hernando neighborhood driven by psychology more than geology

  • Sinkholes become Florida's latest insurance disaster

  • Citizens board OKs ways to shrink

  • Insurance industry's sinkhole hypocrisy will hurt Florida's economy

  • Citizens board approves caps to sinkhole premium increases

  • 'A deluge of empty houses'

  • Some Citizens sinkhole rates could rise thousands of dollars

  • State seldom cracks down on insurance companies and their adjusters

  • South Florida homeowners seeing big increases in renewal notices for property insurance

  • Tarpon Springs family watches as giant sinkholes form all around them

  • House passes sweeping property insurance bill

  • Amid report that Scott tried to kill Citizens Insurance, Fasano asks delay on rate increase

  • Sweeping property insurance bill clears first hurdle

  • Sinkhole coverage reforms should benefit residents, too

  • No hurricanes, just bigger insurance bills

  • Pasco leaders want sinkhole laws overhauled

  • Homeowners hit with higher insurance premiums

  • How insurers make millions on the side

  • More sinkholes discovered overnight in Tampa and Hillsborough County

  • Don't deregulate insurance: Consumers only 'choice' would be bad

  • Lawyers, legislators battle over sinkhole insurance

  • Why your rates keep rising even without hurricanes

  • Prepare to pay more for Florida home insurance

  • Gov. Charlie Crist vetoes property insurance bill

  • Crist vetoes property insurance bill

  • Gov. Crist's veto sends State Farm packing

  • Eleventh hour fight against controversial property insurance bill

  • Insurance legislation OK'd by the Florida Legislature and awaiting the governor's signature

  • Please Veto Property Insurance Deregulation Bill H 1171/S2036

  • Legislators OK increases in home insurance rates

  • Important Press Release: Office of Insurance Regulation (S 2036 + H 1171)

  • Citizens Property Insurance cleared to raise rates

  • State Farm wants to drop homeowners insurance in Florida

  • State Farm Rate Hike Rebuffed

  • Allstate agrees to pay fine, cut property premiums and add policies

  • Floridians need "all-risks" homeowners insurance policies

  • Crist signs 'homeowners' bill of rights'

  • State bans Allstate, nine affiliates from selling new policies

  • Court clears way for Allstate ban 

  • Legislature delivered little on insurance

  • House passes insurance bill; industry irked

  • Court 'Slams' Allstate, Reinstates Ban

  • Appeals court upholds regulators' suspension of Allstate selling new policies in Florida

  • Storm brewing over Florida property insurance legislation

  • Senate panel urges tough legislation on Florida property insurers

  • Frustration at insurance rate hearing

  • Use March legislative session to tie up loose ends from 2007

  • Critic hints insurers broke law

  • It's time for Florida to be a heavyweight on insurance

  • Fla. to Allstate: Tell or don't sell

  • Florida: No new policies for Allstate

  • Florida Senate: Insurance execs must explain rates

  • Report: Insurers fleece public

  • Crist keeps heat on insurers

  • Insurers may face class-action lawsuit

  • Inspection program cuts premiums by an average $385 in Broward

  • State rejects Allstate Floridian bid to boost homeowner insurance rates

  • Regulators question Allstate

  • Fund offers condos insurance savings

  • State Farm nonrenewal notices to begin going out Nov. 15

  • CITIZENS OFFERS NEW MULTI-PERIL COMMERCIAL INSURANCE PROGRAM

  • Battle lines drawn in insurance war

  • Florida orders Allstate to turn over records on property insurance

  • STILL HOPING TO FIND A PRIVATE PROPERTY INSURER?

  • Allstate wants to follow rate cut with 42% increase

  • Insurance lobbyists warn potential clients about Citizens' fees

  • Crisis over high insurance rates continues

  • Sinkhole repairs could make you a target for attorneys

  • At last, a little relief on home insurance

  • Home insurers fail to deliver state's promised cuts

  • Should Citizens go all in?

  • Low-cost inspection can help you save on windstorm insurance

  • Lawmakers query insurer over $44 million boost (Hartford)

  • Sinkhole Insurance Is Workshop Focus

  • State Farm preps for duel in Tallahassee

  • Some insurance customers have nowhere to turn (VIDEO)

  • Lawmakers demand hearings on insurance rates

  • Crist lashes out at insurers

  • Florida's biggest storm this summer might not be tropical

  • Insurers' 'adjustments' a bad joke

  • Why insurance reform is falling short

  • Insurer to drop 50,000 homes (State Farm Florida)

  • Citizens' Rapid Growth Alarming

  • Muddy waters of reinsurance sink rate hopes

  • Property insurer seeks more, not less

  • Will the real rate reductions please stand up?

  • 5 Florida homeowner insurance companies seek rate increases

  • State website sheds light on homeowners policies

  • Sinkhole Forum Stirs Hope, Ire In Insured

  • Lawmakers braced for bashing; felt the love

  • Home insurance cuts come up short 

  • Citizens Insurance task force gets an earful about claims

  • Insurer takes heat at hearing

  • Claims brewing long after storm

  • Cash-strapped homeowners without mortgages get right to drop windstorm coverage

  • Insurer ordered to refund increase

  • COMMISSIONER WELCOMES 8 NEW PROPERTY & CASUALTY INSURERS TO FLORIDA

  • Citizens growth called risky

  • Citizens skips sinkhole coverage

  • Coups for insurers tucked in bill

  • Law strives to please all sides

  • THE INSURANCE BILL: S 2498 ER

  • Citizens rate relief OK'd

  • Citizens to freeze rates, can now spread risk upstate

  • Without dissent, Senate OKs Citizens bill

  • Senate passes Citizens rate freeze

  • S 2498 E1 -- BIG VICTORY FOR FLORIDA'S PROPERTY OWNERS!

  • Senate expands Citizens insurance, freezes rates

  • Lawmakers zero in on insurer's profits 

  • CONSUMER INSURANCE COALITION -- PLEASE VOTE YEA ON H 1267

  • Crist's proposal for Citizens draws lawmakers' opposition

  • VOTE FOR YOUR CONSTITUENTS! VOTE YEA ON H 1267 -- PROPERTY INSURANCE 

  • Bill pledges quick insurance claim payout

  • Crist's Citizens plan gets a setback

  • Panel nixes plan to keep Citizens rates frozen

  • Crist: 'Stay in Florida because help is on the way'

  • Measure contradicts earlier bill on Citizens

  • House panel okays bill to raise insurance rates

  • Today's Letters: Sinkhole bills come with risks

  • Windstorm rate cuts come up short

  • We call it the "S" word -- like SINKHOLE!

  • Property insurers see record profits

  • Spread the risk of windstorm insurance

  • Few homeowners seeing promised dramatic insurance rate cuts

  • Insurance bills advance with help from Crist

  • Bill gives Citizens leg up in market

  • Crist pushes state-insurance option along

  • Insurance bills clear Senate panel

  • Senate insurance bills gain ground

  • Shutters may no longer be optional

  • Lots of work ahead for Citizens

  • State: Keep the sinkhole policy

  • AIG chief executive earns nearly $22.5M

  • Lawmaker joins fight against condo insurer

  • S 2498 -- CONSUMER FRIENDLY INSURANCE BILL WILL BE HEARD IN SENATE

  • Crist pushes for Citizens Property to compete against private insurance firms

  • Crist, lawmakers letting insurance companies steamroll Florida homeowners

  • Don't let insurance lobby gut consumer protections

  • Nationwide Rates Set To Rise

  • Arbitrators OK rate boost (Nationwide 54%)

  • Insurance proposal fails

  • 'Glitch bill' would undo consumer-friendly insurance reforms

  • Bill alters 'prompt pay'

  • HB 7077 -- Hurricane Preparedness & Insurance -- The UGLY Glitch Bill

  • PROTEST RALLY IN MIAMI! Saturday, March 24, 2007

  • Insurance bill eases deadline on claims

  • Crist says he will 'guarantee' much lower rates for property insurance

  • OPEN LETTER from CONSUMER INSURANCE COALITION -- MORE REFORM NEEDED!

  • 24% rate drop just a dream; insurance nightmare is back

  • Premium profits for insurers

  • Citizens Property Insurance Corp. cutting rates, checks

  • Insurance rate cuts shrink

  • Insurance law 'glitches' put lobbyists in mood to tweak

  • Senate Bill 1884 -- Giving More Power to Consumer Advocate

  • Allstate seeks property insurance rate decrease of 14% statewide

  • Arbitrators OK 75.8% rate increase for Homewise Insurance customers

  • Insurance crisis fixed? Check your mailbox

  • State tells Nationwide to make bigger cuts in property insurance rates

  • CFO ALEX SINK AND GENERAL MILLIGAN, INSURANCE CONSUMER ADVOCATE, NEW WEBSITE

  • BILL HB 1267/SB 2498 -- Relating to Citizens Property Insurance Corporation

  • BILL HB 1307 -- PUPs, Cherry-Picking, Delete "Use&File" etc.

  • Florida homeowners to see reduction in insurance cost

  • Recent insurance rule leaves out condo associations

  • Rate rollback skips condos

  • Florida Insurance Council backs off on court challenge to cancellation ban

  • Insurers file suit against new rule

  • FAQ -- Emergency Rule 69OER07-1 Rel. to Residential Property Insurance Rate Filings

  • Much work on Citizens undone

  • Tornadoes bring to light state changes on wind coverage

  • Emergency insurance ruling looks to be retroactive

  • More in S. Fla. may jump into state pool

  • State Cabinet issues emergency order freezing home insurance rates for 90 days

  • Crist offers freeze of new rate hikes

  • New Citizens bent on fixing service flaws

  • Citizens a better neighbor?

  • Speaker dumps pair for dissent

  • Statewide Grassroots Coalition Calls Insurance Bill Encouraging First Step

  • Florida Legislature passes bill to lower insurance rates

  • The insurance fix -- Editorial

  • Insurance measure elicits grumbles from industry

  • Special session produces bill, relief

  • State takes on more risk to give insurance relief

  • Deal for rate relief in place

  • Florida insurance crisis yields bipartisan efforts

  • Deal on insurance a reality; House and Senate to vote next

  • Lawmakers near deal on insurance crisis

  • Lawmakers learning to live with Crist's agreeable style

  • Insurance deal nears

  • Anger Over Insurance Bedeviled Incumbents

  • High-risk policies, reinsurance hobble Citizens debate

  • Rate reformers step up pressure

  • Debate in Capitol over insurance rates turns tense

  • Citizens bailout by state is put on table

  • Citizens debate stalls session

  • Citizens policyholders merit rate cuts, too

  • Lawmakers struggle to find insurance relief

  • Consumer Insurance Coalition Grows, Unites Behind Insurance Proposal

  • Outlook dim for across-the-board 25% cut in home insurance rates

  • Insurers told: All or none

  • Crist plan would cut homeowner's insurance rates by up to 25 percent

  • Homeowners demand action on soaring insurance rates

  • Run Citizens like a real business

  • Lawmakers tough on insurance

  • South Floridians play a key role at insurance session

  • SENATE VOTES 40-0 IN FAVOR OF CONSUMER-FRIENDLY INSURANCE REFORM

  • Insurance mess brings conflict to capital

  • Insurance superfund attracts interest

  • House, Senate differ on fixes for woes

  • Legislators clash, irate homeowners protest on opening day of session on insurance

  • House and Senate far apart on Citizens' role, state risk

  • Sinkhole plan 'done deal'

  • Plan to harden homes lags

  • Legislature begins special session on hurricane insurance

  • Consumer Insurance Coalition Goals 

  • Legislature must offer relief on insurance

  • Political rivals unite in Legislature to rein in soaring property insurance rates

  • Crist's boasts set up risky insurance fight

  • Crist takes on insurance rates

  • Insurers today enjoy healthy profits

  • Crist backs insurance reform plans

  • Crist talks tough on insurance, demands ‘meaningful rate reductions’

  • Crist sees Citizens as key player

  • Gov. Crist: Insurance bill must lower rates

  • Crist: Make sure rates fall

  • House proposals would lower rates

  • Legislators narrow proposals in hopes of reining in costly home insurance

  • Consumers see their insurance rates, risks rising

  • Consumer Coalition Calls For Insurance Solutions

  • Crist stands by promise for relief from insurance rates

  • Insurers' trick: profit amid cries of poverty

  • Rates doing big damage

  • Alex Sink proposes solutions to Florida's insurance crisis

  • Lawmakers hear about insurance pains

  • Angst over premiums fuels reform efforts

  • Capitol Rally To Target Insurance

  • Stand up to special interests

  • Homeowners Boo Insurer's Solution

  • Sinkhole option leaves residents leery

  • A MODEST PROPOSAL -- SOME SERIOUS SUGGESTIONS

  • Leaders in insurance talks are criticized

  • Sinkhole math a problem

  • House Speaker Marco Rubio: 'We get it'

  • Homeowners demand action on soaring insurance rates

  • Homeowners catch break as Citizens postpones insurance rate hike

  • Insurance, again -- Solutions require state's bold action

  • Next Speaker Not Seeing Insurance Relief

  • Higher risk buys lower premium

  • Crist says he'll fight Citizens rate hike

  • Planned Citizens increase may die

  • Legislators question record 2006 profits of insurers in state

  • Rate Relief Is No Given

  • Public vents anger online against Citizens

  • SPECIAL SESSION -- VERY OPEN LETTER TO ALL FLORIDA STATE LEGISLATORS

  • Legislature Targets Insurance

  • On insurance, go for bold

  • No big windstorms this year, so where's the break for us?

  • Will lawmakers cut your insurance rates?

  • Legislators to talk insurance

  • Insurance crisis will be a tough test for legislators

  • Session on insurance crisis called

  • Special session called to address insurance situation 

  • Special Session on Property and Casualty Insurance Reform

  • Citizens' new website asks for suggestions

  • Citizens chief resists rate hike

  • Not so fast  --  The proposed property-insurance reforms sell Floridians short!

  • Insurance plan stirs outrage

  • Palmetto Bay tries to tackle the 'gorilla' of insurance

  • Citizens to hike insurance rates 56%

  • Homeowners can comment on policy plan

  • Cancellation coincidence?

  • Citizens piles up risks, policies

  • Insurance rates pummel Florida homeowners

  • For now, insurer's big hike on hold -- Nationwide request denied

  • Insurance Proposals Scorned -- PCIRC meeting in Largo

  • Lots of suggestions, but no magic formula -- Townhall Meeting Largo

  • LARGO MEETING -- October 12, 2006 -- Property and Casualty Insurance Reform Committee

  • FIRM's Florida Insurance Rights Mandate

  • Hundreds Protest Insurance Industry, 'Crazy' Rate Hikes

  • Insurance relief is the outcry at Pasco rally

  • INSURANCE PROTEST RALLY -- PASCO COUNTY

  • Homeowners Group Taking Insurance Fight To Streets

  • Nobody's market: Homeowners insurance, taxes vex would-be buyers

  • Citizens' sinkhole plan could cut rates -- Pasco and Hernando County

  • Monroe gets big break on Citizens policies

  • THE INSURANCE REFORM COMMITTEE IS MISSING THE POINT

  • Despite fewer storms, property insurance continues to skyrocket

  • State insurer may retain policies -- Miami Meeting Insurance Reform Committee

  • Crist blasts insurance firm

  • Who's looking out for us?

  • MIAMI MEETING -- Sept. 21, 2006 -- Property and Casualty Insurance Reform Committee

  • Palm Beach County foreclosures soar 226 percent

  • Waterfront Homes Flood The Market

  • Insurers' donations an issue in CFO race

  • Citizens switch brings huge rate increases, little choice for customers

  • Political hurricane on horizon

  • INSURANCE -- High-cost exodus

  • PREMIUMS STILL NOT HIGH ENOUGH? No More Cherry-picking!

  • Cascades HOA gets insurance jolt

  • Going Broke -- Homeowners: Insurance Premiums Are Breaking Us

  • Hurricane Insurance: End Private Involvement

  • Special session might be called

  • Bipartisanship Needed to Solve Windstorm Insurance Crisis

  • Policyholders still struggling with storm claims

  • Condominium Conundrum

  • Bush says he may convene special session on insurance

  • Examine trust fund proposal

  • Insurance hikes leave homeowners at a loss

  • Scared Century Village seniors pack meeting on insurance crisis

  • Homeowners voice concerns over windstorm insurance

  • Condo insurance rates may fall due to change in Citizens rules

  • Citizens told to lower rates in Keys

  • Rep. Julio Robaina: Property Insurance Public Hearing/Idearaiser

  • Angry residents jam insurance meeting

  • Rising insurance rates alarm condo owners

  • Skyrocketing insurance rates mean higher condo fees

  • Sky-high premiums igniting a revolt by consumers

  • Florida Property Insurance Disaster: PROPOSALS

  • Delayed storm repairs at condos blamed on insurance, boards

  • Johnson: State needs more public input, not less

  • CONDO INSURANCE PROTEST RALLY IN MIAMI -- JUNE 22