An effort at
mediation failed. That led to a non- jury foreclosure trial this
summer.
“This was
completely unnecessary,” said Ramcharitar’s lawyer, Ken Weaver,
who disputed the charges against her.
Primarily a
criminal defense lawyer, he had never defended a foreclosure case, but
“I was compelled by a sense of justice, this woman needed a
defense.”
Evan
McKenzie, a professor at the University of Illinois at Chicago, who
researches homeowner and condominium associations, said after the 2008
recession, homeowner’s associations found themselves in a
financially difficult position.
“There were
people losing their jobs, exploding mortgages and there were
assessment delinquencies,” McKenzie said. “For many of these
associations, their only source of income
is the assessment.”
Weaver said
he’s grateful the case was tossed out, and complained that the
practice that started the problem is predatory.
He said:
“She is relieved that the court was able to understand the issue and
apply the rules so that this lady could keep her house.”