TABLE 7: EDUCATION / TRAINING REQUIREMENT FOR HOA DIRECTORS AND HOMEOWNERS WITH CERTIFICATION AS PRECONDITION FOR BOARD SERVICE
 
KEY FINDINGS:   1   Overall 89.1% of respondents wanted their HOA's directors educated about the appropriate laws and their governing documents and trained to operate in conformity with those rules.
2   Boldfaced values in the rows of column YESes and Noes differ significantly from the overall average as they are at least 3 standard deviations away from that overall value.  
3   The percentage YES & NO responses of the Non-owner Interest groups of Board Members & Other are statistically significantly different from the corresponding ones of Owners & Overall figures.  
            Surprisingly, CAMs are slightly but not statistically significantly more in favor of education and training than Owners, Board Members, or Attorneys.
4   Some percentage YES and NO responses in the Gender, CCFJ Membership, Region and Additional Remarks Made sections differ significantly from the Overall figures.;
5   The YES and NO percentage responses of CCFJ members differ significantly from one another as well as from those Overall.
6   Respondents' traits of Interest and CCFJ membership show potentially causal influences on their responses to this question.
* * * * * * * * * * * *  * * * * * * * *   INTEREST  * * * * * * * * * *   * * * * * * * * * * * * * * * *  REGION [8]  * * * * * * * * * * ADDITIONAL REMARKS  MADE * * 
BOARD * * * GENDER [5] * * *  CCFJ MEMBER [7] WEST EAST PRIORITY COMMENT
OVERALL OWNER MEMBER [1] LAWYER C.A.M. [2] OTHER [3] N.A. [4] MALE FEMALE D.K. [6] YES NO NORTH CENTRAL COAST COAST SOUTH ONLY ONLY BOTH NEITHER
OVERALL TOTALS 1033 740 130 7 13 8 135 584 389 60 196 837 35 202 156 137 503   176 131 418 308
% WITHIN CATEGORY 100.0% 71.6% 12.6% 0.7% 1.3% 0.8% 13.1%   56.5% 37.7% 5.8% 19.0% 81.0% 3.4% 19.6% 15.1% 13.3% 48.7%   17.0% 12.7% 40.5% 29.8%
ADJUSTED # [9] 1024 734 131 8 12 9 130   584 385 55 189 835 35 202 155 129 503   174 131 415 304
# OF YESes 912 668 102 7 11 7 117   517 351 44 184 728 33 181 142 122 434   156 112 383 261
# OF NOs 112 66 29 1 1 2 13   67 34 11 5 107 2 21 13 7 69   18 19 32 43
COLUMN % YES [10] 89.1% 91.0% 77.9% 87.5% 91.7% 77.8% 90.0% 88.5% 91.2% 80.0% 97.4% 87.2% 94.3% 89.6% 91.6% 94.6% 86.3% 89.7% 85.5% 92.3% 85.9%
t-Test on % YESes [11] 2.0 -11.5 -1.6 2.7 -11.6 1.0 -0.5 2.2 -9.3 8.5 -1.9 5.4 0.6 2.6 5.7 -2.9 0.6 -3.7 3.3 -3.3
COLUMN % NO [10] 10.9% 9.0% 22.1% 12.5% 8.3% 22.2% 10.0% 11.5% 8.8% 20.0% 2.6% 12.8% 5.7% 10.4% 8.4% 5.4% 13.7% 10.3% 14.5% 7.7% 14.1%
t-Test on % NOes [11] -2.0 11.5 1.6 -2.7 11.6 -1.0 0.5 -2.2 9.3 -8.5 1.9 -5.4 -0.6 -2.6 -5.7 2.9 -0.6 3.7 -3.3 3.3
1 STD. DEVIATION [12] 1.0%
% YESes Row [10] 100.0% 73.2% 11.2% 0.8% 1.2% 0.8% 12.8% 56.7% 38.5% 4.8% 20.2% 79.8% 3.6% 19.8% 15.6% 13.4% 47.6% 17.1% 12.3% 42.0% 28.6%
% NOs Row [10] 100.0% 58.9% 25.9% 0.9% 0.9% 1.8% 11.6% 59.8% 30.4% 9.8% 4.5% 95.5% 1.8% 18.8% 11.6% 6.3% 61.6% 16.1% 17.0% 28.6% 38.4%
Calculated Chi-Squared Value [13]: 0.5193X10^-6   [14] 0.0376 0.0004 0.0242 0.0242
Implication of Chi-Squared Test RELATIONSHIP FOUND INDEPENDENT RELATIONSHIP FOUND INDEPENDENT INDEPENDENT
2 ROWS X 3 COLUMNS 2 ROWS X 4 COLUMNS
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