Senate Bill 0902: 

Relating to Community Associations [EPCC]

S902    GENERAL BILL/CS by Regulated Industries; Jones (Similar H 0433, Compare H 1365, H 1373, S 2816)
Community Associations [EPCC]; provides for revival of certain covenants
that have lapsed; prohibits local governments from limiting access of
certain persons to beaches adjacent to or adjoining condominium
property; requires association to provide certain information to
prospective purchasers or lienholders; provides for architectural
control covenants & parcel owner improvements; revises provisions re
dispute resolution, etc. Amends FS. EFFECTIVE DATE: 07/01/2007 except
as otherwise provided.
01/25/07 SENATE Filed
02/08/07 SENATE Referred to Regulated Industries; Community Affairs;
                  Judiciary
03/02/07 SENATE On Committee agenda-- Regulated Industries, 03/07/07, 9:30
                  am, 110-S
03/06/07 SENATE Introduced, referred to Regulated Industries; Community
                  Affairs; Judiciary -SJ 00054; On Committee agenda-- Regulated
                  Industries, 03/07/07, 9:30 am, 110-S
03/07/07 SENATE CS by Regulated Industries; YEAS 10 NAYS 0
03/09/07 SENATE On Committee agenda-- Community Affairs, 03/14/07, 1:30 pm,
                  412-K --If received; Pending review under Rule 4.7(2)


1 A bill to be entitled

2 An act relating to community associations;

3 creating s. 712.11, F.S.; providing for the

4 revival of certain covenants that have lapsed;

5 amending s. 718.106, F.S.; prohibiting local 

6 governments from limiting the access of certain 

7 persons to beaches adjacent to or adjoining 

8 condominium property; amending s. 718.110

9 F.S.; revising provisions relating to the

10 amendment of declarations; providing

11 legislative findings and a finding of

12 compelling state interest; providing criteria

13 for consent to an amendment; requiring notice

14 regarding proposed amendments to mortgagees;

15 providing criteria for notification; providing

16 for voiding certain amendments; amending s.

17 718.114, F.S.; providing that certain

18 leaseholds, memberships, or other possessory or 

19 use interests shall be considered a material 

20 alteration or substantial addition to certain 

21 real property; amending s. 718.404, F.S.; 

22 providing retroactive application of provisions 

23 relating to mixed-use condominiums; amending s. 

24 719.103, F.S.; providing a definition; amending 

25 s. 719.507, F.S.; prohibiting laws, ordinances, 

26 or regulations that apply only to improvements 

27 that are or may be subjected to an equity club 

28 form of ownership; amending s. 720.302, F.S.; 

29 revising governing provisions relating to 

30 corporations that operate residential

31 homeowners' associations; amending s. 720.303

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1 F.S.; revising application to include certain 

2 meetings; requiring the association to provide 

3 certain information to prospective purchasers 

4 or lienholders; authorizing the association to 

5 charge a reasonable fee for providing certain 

6 information; requiring the budget to provide 

7 for annual operating expenses; authorizing the 

8 budget to include reserve accounts for capital 

9 expenditures and deferred maintenance; 

10 providing a formula for calculating the amount 

11 to be reserved; authorizing the association to 

12 adjust replacement reserve assessments 

13 annually; authorizing the developer to vote to 

14 waive the reserves or reduce the funding of 

15 reserves for a certain period; revising 

16 provisions relating to financial reporting; 

17 revising time periods in which the association 

18 must complete its reporting; repealing s. 

19 720.303(2), F.S., as amended, relating to board 

20 meetings, to remove conflicting versions of 

21 that subsection; creating s. 720.3035, F.S.; 

22 providing for architectural control covenants 

23 and parcel owner improvements; authorizing the 

24 review and approval of plans and 

25 specifications; providing limitations; 

26 providing rights and privileges for parcel 

27 owners as set forth in the declaration of 

28 covenants; amending s. 720.305, F.S.; providing 

29 that, where a member is entitled to collect 

30 attorney's fees against the association, the 

31 member may also recover additional amounts as 

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1 determined by the court; amending s. 720.306

2 F.S.; providing that certain mergers or 

3 consolidations of an association shall not be 

4 considered a material or adverse alteration of

5 the proportionate voting interest appurtenant 

6 to a parcel; amending s. 720.307, F.S.; 

7 requiring developers to deliver financial 

8 records to the board in any transition of 

9 association control to members; requiring 

10 certain information to be included in the 

11 records and for the records to be prepared in a 

12 specified manner; amending s. 720.308, F.S.; 

13 providing circumstances under which a guarantee 

14 of common expenses shall be effective; 

15 providing for approval of the guarantee by 

16 association members; providing for a guarantee 

17 period and extension thereof; requiring the 

18 stated dollar amount of the guarantee to be an 

19 exact dollar amount for each parcel identified 20 in the declaration; providing payments required 21 from the guarantor to be determined in a 

22 certain manner; providing a formula to 23 determine the guarantor's total financial 24 obligation to the association; providing that 

25 certain expenses incurred in the production of 

26 certain revenues shall not be included in the 

27 operating expenses; amending s. 720.311, F.S.; 

28 revising provisions relating to dispute 

29 resolution; providing that the filing of any 

30 petition for arbitration or the serving of an 

31 offer for presuit mediation shall toll the 

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1 applicable statute of limitations; providing 

2 that certain disputes between an association 

3 and a parcel owner shall be subject to presuit 

4 mediation; revising provisions to conform; 

5 providing that temporary injunctive relief may 

6 be sought in certain disputes subject to 

7 presuit mediation; authorizing the court to 

8 refer the parties to mediation under certain 

9 circumstances; requiring the aggrieved party to 

10 serve on the responding party a written offer 

11 to participate in presuit mediation; providing 

12 a form for such offer; providing that service 

13 of the offer is effected by the sending of such 

14 an offer in a certain manner; providing that 

15 the prevailing party in any subsequent 

16 arbitration or litigation proceedings is 

17 entitled to seek recovery of all costs and 

18 attorney's fees incurred in the presuit 

19 mediation process; requiring the mediator or 

20 arbitrator to meet certain certification 

21 requirements; removing a requirement relating 

22 to development of an education program to 

23 increase awareness of the operation of 

24 homeowners' associations and the use of 

25 alternative dispute resolution techniques; 

26 providing effective dates. 

27 

28 Be It Enacted by the Legislature of the State of Florida: 

29 

THE VIOLATION OF PRIVATE PROPERTY RIGHTS!

30 Section 1. Section 712.11, Florida Statutes, is 

31 created to read: 

Page 4 

1 712.11 Covenant revitalization.--A homeowners' 

2 association not otherwise subject to chapter 720 may use the 

3 procedures set forth in ss. 720.403-720.407 to revive 

4 covenants that have lapsed under the terms of this chapter. 

THIS HAS TO GO! 

THERE IS NO EXCUSE FOR THIS OUTRAGEOUS PROVISION!

 

5 Section 2. Subsection (5) is added to section 718.106

6 Florida Statutes, to read: 

7 718.106 Condominium parcels; appurtenances; possession 

8 and enjoyment.-- 

9 (5) A local government may not prohibit condominium 

10 unit owners or an association from permitting guests, 

11 licensees, or invitees access to a public beach adjacent to or 

12 adjoining the condominium property. 

13 Section 3. Effective October 1, 2007, subsection (11) 

14 of section 718.110, Florida Statutes, is amended to read: 

15 718.110 Amendment of declaration; correction of error 

16 or omission in declaration by circuit court.-- 

17 (11) The Legislature finds that the procurement of 

18 mortgagee consent to amendments that do not affect the rights 

19 or interests of mortgagees is an unreasonable and substantial 

20 logistical and financial burden on the unit owners and that 

21 there is a compelling state interest in enabling the members 

22 of a condominium association to approve amendments to the 

23 condominium documents through legal means. Accordingly, and 

24 notwithstanding any provision to the contrary contained in 

25 this section: 

26 (a) As to any mortgage recorded on or after October 1, 

27 2007, any provision in the declaration, articles of 

28 incorporation, or bylaws that requires recorded after April 1, 

29 1992, may not require the consent or joinder of some or all 

30 mortgagees of units or any other portion of the condominium 

31 property to or in amendments to the declaration, articles of 

Page5 

1 incorporation, or bylaws or for any other matter shall be 

2 enforceable only as to the following matters: unless the 

3 requirement is limited to amendments materially affecting the 

4 rights or interests of the mortgagees, or as otherwise 

5 required by the Federal National Mortgage Association or the 

6 Federal Home Loan Mortgage Corporation, and unless the 

7 requirement provides that such consent may not be unreasonably 

8 withheld. It shall be presumed that, except as to 

9 1. Those matters described in subsections (4) and 

10 (8)., 

11 2. Amendments to the declaration, articles of 

12 incorporation, or bylaws that adversely affect the priority of 

13 the mortgagee's lien or the mortgagee's rights to foreclose 

14 its lien or that otherwise materially affect the rights and 

15 interests of the mortgagees. 

16 (b) As to mortgages recorded before October 1, 2007, 

17 any existing provisions in the declaration, articles of 

18 incorporation, or bylaws requiring mortgagee consent shall be 

19 enforceable.  

20 (c) In securing consent or joinder, the association 

21 shall be entitled to rely upon the public records to identify 

22 the holders of outstanding mortgages. The association may use 

23 the address provided in the original recorded mortgage 

24 document, unless there is a different address for the holder 

25 of the mortgage in a recorded assignment or modification of 

26 the mortgage, which recorded assignment or modification must 

27 reference the official records book and page on which the 

28 original mortgage was recorded. Once the association has 

29 identified the recorded mortgages of record, the association 

30 shall, in writing, request of each unit owner whose unit is 

31 encumbered by a mortgage of record any information the owner 

Page6 

1 has in his or her possession regarding the name and address of 

2 the person to whom mortgage payments are currently being made. 

3 Notice shall be sent to such person if the address provided in 

4 the original recorded mortgage document is different from the 

5 name and address of the mortgagee or assignee of the mortgage 

6 as shown by the public record. The association shall be deemed 

7 to have complied with this requirement by making the written 

8 request of the unit owners required under this paragraph. Any 

9 notices required to be sent to the mortgagees under this 

10 paragraph shall be sent to all available addresses provided to 

11 the association.  

12 (d) Any notice to the mortgagees required under 

13 paragraph (c) may be sent by a method that establishes proof 

14 of delivery, and any mortgagee who fails to respond within 60 

15 days after the date of mailing shall be deemed to have 

16 consented to the amendment. 

17 (e) For those amendments requiring mortgagee consent 

18 on or after October 1, 2007, do not materially affect the 

19 rights or interests of mortgagees. in the event mortgagee 

20 consent is provided other than by properly recorded joinder, 

21 such consent shall be evidenced by affidavit of the 

22 association recorded in the public records of the county where 

23 the declaration is recorded. Any amendment adopted without the 

24 required consent of a mortgagee shall be voidable only by a 

25 mortgagee who was entitled to notice and an opportunity to 

26 consent. An action to void an amendment shall be subject to 

27 the statute of limitations beginning 5 years after the date of 

28 discovery as to the amendments described in subparagraphs 

29 (a)1. and 2. and 5 years after the date of recordation of the 

30 certificate of amendment for all other amendments. This 

31 

Page

1 provision shall apply to all mortgages, regardless of the date 

2 of recordation of the mortgage. 

3 (f) Notwithstanding the provisions of this section, 

4 any amendment or amendments to conform a declaration of 

5 condominium to the insurance coverage provisions in s. 

6 718.111(11) may be made as provided in that section. 

7 Section 4. Section 718.114, Florida Statutes, is 

8 amended to read: 

9 718.114 Association powers.--An association has the 

10 power to enter into agreements, to acquire leaseholds, 

11 memberships, and other possessory or use interests in lands or 

12 facilities such as country clubs, golf courses, marinas, and 

13 other recreational facilities. It has this power whether or 

14 not the lands or facilities are contiguous to the lands of the 

15 condominium, if they are intended to provide enjoyment, 

16 recreation, or other use or benefit to the unit owners. All of 

17 these leaseholds, memberships, and other possessory or use 18 interests existing or created at the time of recording the 

19 declaration must be stated and fully described in the 

20 declaration. Subsequent to the recording of the declaration, 

21 agreements acquiring these leaseholds, memberships, or other 

22 possessory or use interests not entered into within 12 months 

23 following the recording of the declaration shall be considered 

24 a material alteration or substantial addition to the real 

25 property that is association property, and the association may 

26 not acquire or enter into agreements acquiring these 

27 leaseholds, memberships, or other possessory or use interests 

28 except as authorized by the declaration as provided in s. 

29 718.113. The declaration may provide that the rental, 

30 membership fees, operations, replacements, and other expenses 

31 are common expenses and may impose covenants and restrictions 

Page

1 concerning their use and may contain other provisions not 

2 inconsistent with this chapter. A condominium association may 

3 conduct bingo games as provided in s. 849.0931

4 Section 5. Subsections (1) and (2) of section 718.404

5 Florida Statutes, are amended to read: 6 718.404 Mixed-use condominiums.--When a condominium 7 consists of both residential and commercial units, the 8 following provisions shall apply: 

9 (1) The condominium documents shall not provide that 

10 the owner of any commercial unit shall have the authority to 

11 veto amendments to the declaration, articles of incorporation, 

12 bylaws, or rules or regulations of the association. This 

13 subsection shall apply retroactively as a remedial measure. 

14 (2) Subject to s. 718.301, where the number of 

15 residential units in the condominium equals or exceeds 50 

16 percent of the total units operated by the association, owners 

17 of the residential units shall be entitled to vote for a 

18 majority of the seats on the board of administration. This 

19 subsection shall apply retroactively as a remedial measure. 

20 Section 6. Subsections (18) through (27) of section 

21 719.103, Florida Statutes, are renumbered as subsections (19) 

22 through (28), respectively, and a new subsection (18) is added 

23 to that section to read: 

24 719.103 Definitions.--As used in this chapter: 

25 (18) "Equity facilities club" means a club comprised 

26 of recreational facilities in which proprietary membership 

27 interests are sold to individuals, which membership interests 

28 entitle the individuals to use certain physical facilities 

29 owned by the equity club. Such physical facilities do not 

30 include a residential unit or accommodation. For purposes of 

31 this definition, the term "accommodation" shall include, but 

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1 is not limited to, any apartment, residential cooperative 

2 unit, residential condominium unit, cabin, lodge, hotel or 

3 motel room, or other accommodation designed for overnight 

4 occupancy for one or more individuals. 

5 Section 7. Section 719.507, Florida Statutes, is 

6 amended to read: 

7 719.507 Zoning and building laws, ordinances, and 

8 regulations.--All laws, ordinances, and regulations concerning 

9 buildings or zoning shall be construed and applied with 

10 reference to the nature and use of such property, without 

11 regard to the form of ownership. No law, ordinance, or 

12 regulation shall establish any requirement concerning the use, 

13 location, placement, or construction of buildings or other 

14 improvements which are, or may thereafter be, subjected to the 

15 cooperative or equity facilities club form of ownership, 

16 unless such requirement shall be equally applicable to all 

7 buildings and improvements of the same kind not then, or 

18 thereafter to be, subjected to the cooperative or equity 

19 facilities club form of ownership. This section does not apply 

20 if the owner in fee of any land enters into and records a 

21 covenant that existing improvements or improvements to be 

22 constructed shall not be converted to the cooperative form of 

23 residential ownership prior to 5 years after the later of the 

4 date of the covenant or completion date of the improvements. 

25 Such covenant shall be entered into with the governing body of 

26 the municipality in which the land is located or, if the land 

27 is not located in a municipality, with the governing body of 

28 the county in which the land is located. 

29 Section 8. Subsections (4) and (5) of section 720.302

30 Florida Statutes, are amended to read: 

31 720.302 Purposes, scope, and application.-- 

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1 (4) This chapter does not apply to any association 

2 that is subject to regulation under chapter 718, chapter 719, 

3 or chapter 721; or to any nonmandatory association formed 

4 under chapter 723, except to the extent that a provision of 

5 chapter 718, chapter 719, or chapter 721 is expressly 

6 incorporated into this chapter for the purpose of regulating 

7 homeowners' associations

8 (5) Unless expressly stated to the contrary, 

9 corporations not for profit that operate residential 

10 homeowners' associations in this state shall be governed by 

11 and subject to chapter 607, if the association was 

12 incorporated under that chapter, or to chapter 617, if the 

13 association was incorporated under that chapter, and this 

14 chapter. This subsection is intended to clarify existing law. 

15 Section 9. Subsections (2), (6), and (7) of section 

16 720.303, Florida Statutes, are amended, and paragraph (d) is 

17 added to subsection (5) of that section, to read: 

18 720.303 Association powers and duties; meetings of 

19 board; official records; budgets; financial reporting; 

20 association funds; recalls.-- 21 (2) BOARD MEETINGS.-- 

22 (a) A meeting of the board of directors of an 

23 association occurs whenever a quorum of the board gathers to 

24 conduct association business. All meetings of the board must 

25 be open to all members except for meetings between the board 

26 and its attorney with respect to proposed or pending 

27 litigation where the contents of the discussion would 

28 otherwise be governed by the attorney-client privilege. The 

29 provisions of this subsection shall also apply to the meetings 

30 of any committee or other similar body when a final decision 

31 will be made regarding the expenditure of association funds 

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1 and to meetings of any body vested with the power to approve 

2 or disapprove architectural decisions with respect to a 

3 specific parcel of residential property owned by a member of 

4 the community. 

5 (b) Members have the right to attend all meetings of 

6 the board and to speak on any matter placed on the agenda by 

7 petition of the voting interests for at least 3 minutes. The 

8 association may adopt written reasonable rules expanding the 

9 right of members to speak and governing the frequency, 

10 duration, and other manner of member statements, which rules 

11 must be consistent with this paragraph and may include a 

12 sign-up sheet for members wishing to speak. Notwithstanding 

13 any other law, the requirement that board meetings and 

14 committee meetings be open to the members is inapplicable to 

15 meetings between the board or a committee and the 

16 association's attorney, with respect to meetings of the board 

17 held for the purpose of discussing personnel matters. 

18 (c) The bylaws shall provide for giving notice to 

19 parcel owners and members of all board meetings and, if they 

20 do not do so, shall be deemed to provide the following: 

21 1. Notices of all board meetings must be posted in a 

22 conspicuous place in the community at least 48 hours in 

23 advance of a meeting, except in an emergency. In the 

24 alternative, if notice is not posted in a conspicuous place in 

25 the community, notice of each board meeting must be mailed or 

26 delivered to each member at least 7 days before the meeting, 

27 except in an emergency. Notwithstanding this general notice 

28 requirement, for communities with more than 100 members, the 

29 bylaws may provide for a reasonable alternative to posting or 

30 mailing of notice for each board meeting, including 

31 publication of notice, provision of a schedule of board 

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1 meetings, or the conspicuous posting and repeated broadcasting 

2 of the notice on a closed-circuit cable television system 

3 serving the homeowners' association. However, if broadcast 

4 notice is used in lieu of a notice posted physically in the

5 community, the notice must be broadcast at least four times 

6 every broadcast hour of each day that a posted notice is 

7 otherwise required. When broadcast notice is provided, the 

8 notice and agenda must be broadcast in a manner and for a 

9 sufficient continuous length of time so as to allow an average 

10 reader to observe the notice and read and comprehend the 

11 entire content of the notice and the agenda. The bylaws or 

12 amended bylaws may provide for giving notice by electronic 

13 transmission in a manner authorized by law for meetings of the 

14 board of directors, committee meetings requiring notice under 

15 this section, and annual and special meetings of the members; 

16 however, a member must consent in writing to receiving notice 

17 by electronic transmission. 

18 2. An assessment may not be levied at a board meeting 

19 unless the notice of the meeting includes a statement that 

20 assessments will be considered and the nature of the 

21 assessments. Written notice of any meeting at which special 

22 assessments will be considered or at which amendments to rules 

23 regarding parcel use will be considered must be mailed, 

24 delivered, or electronically transmitted to the members and 

25 parcel owners and posted conspicuously on the property or 

26 broadcast on closed-circuit cable television not less than 14 

27 days before the meeting. 

28 3. Directors may not vote by proxy or by secret ballot 

29 at board meetings, except that secret ballots may be used in 

30 the election of officers. This subsection also applies to the 

31 meetings of any committee or other similar body, when a final 

Page 13 

1 decision will be made regarding the expenditure of association 

2 funds, and to any body vested with the power to approve or 

3 disapprove architectural decisions with respect to a specific 

4 parcel of residential property owned by a member of the 

5 community. 

6 (d) If 20 percent of the total voting interests 

7 petition the board to address an item of business, the board 

8 shall at its next regular board meeting or at a special 

9 meeting of the board, but not later than 60 days after the 

10 receipt of the petition, take the petitioned item up on an 

11 agenda. The board shall give all members notice of the meeting 

12 at which the petitioned item shall be addressed in accordance 

13 with the 14-day notice requirement pursuant to subparagraph 

14 (c)2. Each member shall have the right to speak for at least 3 

15 minutes on each matter placed on the agenda by petition, 

16 provided that the member signs the sign-up sheet, if one is 

17 provided, or submits a written request to speak prior to the 

18 meeting. Other than addressing the petitioned item at the 

19 meeting, the board is not obligated to take any other action 

20 requested by the petition. 

21 (5) INSPECTION AND COPYING OF RECORDS.--The official 

22 records shall be maintained within the state and must be open 

23 to inspection and available for photocopying by members or 

24 their authorized agents at reasonable times and places within 

25 10 business days after receipt of a written request for 

26 access. This subsection may be complied with by having a copy 

27 of the official records available for inspection or copying in 

8 the community. If the association has a photocopy machine 

9 available where the records are maintained, it must provide 

30 parcel owners with copies on request during the inspection if 

31 the entire request is limited to no more than 25 pages. 

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1 (d) The association or its authorized agent is not 

2 required to provide a prospective purchaser or lienholder with 

3 information about the residential subdivision or the 

4 association other than information or documents required by 

5 this chapter to be made available or disclosed. The 

6 association or its authorized agent may charge a reasonable 

7 fee to the prospective purchaser or lienholder or the current 

8 parcel owner or member for providing good faith responses to 

9 requests for information by or on behalf of a prospective 

10 purchaser or lienholder, other than that required by law, if 

11 the fee does not exceed $150 plus the reasonable cost of 

12 photocopying and any attorney's fees incurred by the 

13 association in connection with the response. 

14 (6) BUDGETS.-- 

15 (a) The association shall prepare an annual budget 

16 that sets out the annual operating expenses. The budget must 

17 reflect the estimated revenues and expenses for that year and 

18 the estimated surplus or deficit as of the end of the current 

19 year. The budget must set out separately all fees or charges 

20 paid for by the association for recreational amenities, 

21 whether owned by the association, the developer, or another 

22 person. The association shall provide each member with a copy 

23 of the annual budget or a written notice that a copy of the 

24 budget is available upon request at no charge to the member. 

25 The copy must be provided to the member within the time limits 

26 set forth in subsection (5). 

27 (b) In addition to annual operating expenses, the 

28 budget may include reserve accounts for capital expenditures 

29 and deferred maintenance for which the association is 

30 responsible to the extent that the governing documents do not 

31 limit increases in assessments, including reserves. If the 

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1 budget of the association includes reserve accounts, such 

2 reserves shall be determined, maintained, and waived in the 

3 manner provided in this subsection. Once an association 

4 provides for reserve accounts in the budget, the association 

5 shall thereafter determine, maintain, and waive reserves in 

6 compliance with this subsection. 

7 (c) If the budget of the association does not provide 

8 for reserve accounts governed by this subsection and the 

9 association is responsible for the repair and maintenance of 

10 capital improvements that may result in a special assessment 

11 if reserves are not provided, each financial report for the 

12 preceding fiscal year required by subsection (7) shall contain 

13 the following statement in conspicuous type: THE BUDGET OF THE 

14 ASSOCIATION DOES NOT PROVIDE FOR RESERVE ACCOUNTS FOR CAPITAL 

15 EXPENDITURES AND DEFERRED MAINTENANCE THAT MAY RESULT IN 

16 SPECIAL ASSESSMENTS. OWNERS MAY ELECT TO PROVIDE FOR RESERVE 

17 ACCOUNTS PURSUANT TO THE PROVISIONS OF SECTION 720.303(6), 

18 FLORIDA STATUTES, UPON THE APPROVAL OF NOT LESS THAN A 

19 MAJORITY OF THE TOTAL VOTING INTERESTS OF THE ASSOCIATION. 

20 (d) An association shall be deemed to have provided 

 21 for reserve accounts when reserve accounts have been initially 

22 established by the developer or when the membership of the 

23 association affirmatively elects to provide for reserves. If 

24 reserve accounts are not initially provided for by the 

25 developer, the membership of the association may elect to do 

26 so upon the affirmative approval of not less than a majority 

27 of the total voting interests of the association. Such 

28 approval may be attained by vote of the members at a duly 

29 called meeting of the membership or upon a written consent 

30 executed by not less than a majority of the total voting 

31 interests in the community. The approval action of the 

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1 membership shall state that reserve accounts shall be provided 

2 for in the budget and designate the components for which the 

3 reserve accounts are to be established. Upon approval by the 

4 membership, the board of directors shall provide for the 

5 required reserve accounts for inclusion in the budget in the 

6 next fiscal year following the approval and in each year 

7 thereafter. Once established as provided in this subsection, 

8 the reserve accounts shall be funded or maintained or shall 

9 have their funding waived in the manner provided in paragraph 

10 (f). 11 (e) The amount to be reserved in any account 

12 established shall be computed by means of a formula that is 

13 based upon estimated remaining useful life and estimated 

14 replacement cost or deferred maintenance expense of each 

15 reserve item. The association may adjust replacement reserve 

16 assessments annually to take into account any changes in 

17 estimates of cost or useful life of a reserve item. 

18 (f) Once a reserve account or reserve accounts are 

19 established, the membership of the association, upon a 

20 majority vote at a meeting at which a quorum is present, may 

21 provide for no reserves or less reserves than required by this 

22 section. If a meeting of the unit owners has been called to 

23 determine whether to waive or reduce the funding of reserves 

24 and no such result is achieved or a quorum is not present, the 

25 reserves as included in the budget shall go into effect. After 

26 the turnover, the developer may vote its voting interest to 

27 waive or reduce the funding of reserves. Any vote taken 

28 pursuant to this subsection to waive or reduce reserves shall 

29 be applicable only to one budget year. 

30 (g) Funding formulas for reserves authorized by this 

31 section shall be based on either a separate analysis of each 

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1 of the required assets or a pooled analysis of two or more of  

2 the required assets. 

3 1. If the association maintains separate reserve 

4 accounts for each of the required assets, the amount of the 

5 contribution to each reserve account shall be the sum of the 

6 following two calculations: 

7 a. The total amount necessary, if any, to bring a 

8 negative component balance to zero.

9 b. The total estimated deferred maintenance expense or 

10 estimated replacement cost of the reserve component less the 

11 estimated balance of the reserve component as of the beginning 

12 of the period for which the budget will be in effect. The 

13 remainder, if greater than zero, shall be divided by the 

14 estimated remaining useful life of the component. 

15 

16 The formula may be adjusted each year for changes in estimates 

17 and deferred maintenance performed during the year and may 

18 include factors such as inflation and earnings on invested 

19 funds. 

20 2. If the association maintains a pooled account of 

21 two or more of the required reserve assets, the amount of the 

22 contribution to the pooled reserve account as disclosed on the 

23 proposed budget shall not be less than that required to ensure 

24 that the balance on hand at the beginning of the period for 

25 which the budget will go into effect plus the projected annual 

26 cash inflows over the remaining estimated useful life of all 

27 of the assets that make up the reserve pool are equal to or 

28 greater than the projected annual cash outflows over the 

29 remaining estimated useful lives of all of the assets that 

30 make up the reserve pool, based on the current reserve 

31 analysis. The projected annual cash inflows may include 

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1 estimated earnings from investment of principal. The reserve 

2 funding formula shall not include any type of balloon 

3 payments. 

4 (h) Reserve funds and any interest accruing thereon 

5 shall remain in the reserve account or accounts and shall be 

6 used only for authorized reserve expenditures unless their use 

7 for other purposes is approved in advance by a majority vote 

8 at a meeting at which a quorum is present. Prior to turnover 

9 of control of an association by a developer to parcel owners, 

10 the developer-controlled association shall not vote to use 

11 reserves for purposes other than those for which they were 

12 intended without the approval of a majority of all 

13 nondeveloper voting interests voting in person or by limited 

14 proxy at a duly called meeting of the association. 

15 (7) FINANCIAL REPORTING.--Within 90 days after the end 

16 of the fiscal year, or annually on the date provided in the 

17 bylaws, the association shall prepare and complete, or 

18 contract with a third party for the preparation and completion 

19 of, a financial report for the preceding fiscal year. Within 

20 21 days after the final financial report is completed by the 

21 association or received from the third party, but not later 

22 than 120 days after the end of the fiscal year or other date 

23 as provided in the bylaws, the association shall prepare an 

24 annual financial report within 60 days after the close of the 

25 fiscal year. The association shall, within the time limits set 

26 forth in subsection (5), provide each member with a copy of 

27 the annual financial report or a written notice that a copy of 

28 the financial report is available upon request at no charge to 

29 the member. Financial reports shall be prepared as follows: 

30 (a) An association that meets the criteria of this 

31 paragraph shall prepare or cause to be prepared a complete set 

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1 of financial statements in accordance with generally accepted 

2 accounting principles as adopted by the Board of Accountancy. 

3 The financial statements shall be based upon the association's 

4 total annual revenues, as follows: