LEGISLATIVE SESSION 2026

ANALYSIS OF BILL SB 924

HOMEOWNERS' ASSOCIATIONS

GENERAL BILL SB 924 

An Act Relating To  Roofing Material Restrictions for Homeowners’ Associations -- introduced by Senator Jonathan Martin

Effective Date July 1, 2026

Roofing Material Restrictions for Homeowners’ Associations; Revising the prohibition on the adoption of certain covenants, rules, or guidelines by a homeowners’ association or a specified committee of an association to include a prohibition on requiring specific types of materials for the building or rebuilding of a roof if the built or rebuilt roof meets certain criteria and standards; revising the prohibited clauses in homeowners’ association documents to include a requirement that a property owner may not be precluded from using any type of building material to build or rebuild his or her roof if the built or rebuilt roof meets certain criteria and standards, etc.

ANALYSIS

We should support this bill.

The bill relates to roofing material restrictions on homeowners governed by mandatory community associations under s.  720, Florida Statutes.      The bill is a common sense approach that revises the prohibition by certain homeowners associations (and/or their committees, including architectural design committee)  that have adopted certain covenants, rules or guidelines for roofing materials (on newly built roofs or rebuilt roofs) which prohibit specific types of materials for the building or rebuilding of a roof even if the built or rebuilt roof meets certain criteria and standards.   The bill provides that a property owner may not be precluded from using any type of building material to build or rebuild his or her roof if the built or rebuilt roof meets certain criteria and standards.

Section 1. Paragraph (b) of subsection (1) of section 720.3035, Florida Statutes, is amended to add a new paragraph (3) to read:

720.3035 Architectural control covenants; parcel owner improvements; rights and privileges.

(b) 3. Requires that a specific type of material be used on the building or rebuilding of a roof, provided the built or rebuilt roof appears to be substantially identical in shape and color with the roofing requirements created by the association or any architectural, construction improvement, or other such similar committee of the association, and that such roofing materials adhere to the roof systems recognized by the Florida Building Code which meet ASCE 7-22 standards pursuant to paragraph (6)(c).

The bill provides that prohibited clauses in association documents (declarations of covenants, articles of incorporation, or bylaws),  may not preclude an owner from using substantially identical roofing materials.

Section 2. Paragraph (g) is added to subsection (3) of section 720.3075, Florida Statutes, to read:

(g) A property owner from using any type of building material to build or rebuild his or her roof, provided the built or rebuilt roof appears to be substantially identical in shape and color with the roofing requirements created by the association or any architectural, construction improvement, or other such similar committee of the association, and that such roofing materials adhere to the roof systems recognized by the Florida Building Code which meet ASCE 7-22 standards pursuant to s. 720.3035(6)(c).

In addition, “roofs” are no longer included in the powers and duties of an association to institute, maintain, settle, or appeal actions or hearings in its name on behalf of all members concerning matters of common interest to the members and have been deleted in Section 3. Subsection (1) of section 720.303, Florida Statutes.