FOOTNOTES
 1.  Board includes all respondents who identified themselves as past or present HOA directors/officers.
 2.  C.A.M. is an acronym for Community Association Manager; that is, the head of a firm providing a HOA with administrative services.
 3.  Other includes two tenants and six respondents giving unintelligible answers to this question.
 4.   N.A. stands for No Answer.
 5.  Gender was deduced from respondents' first names.  If a respondent either did not provide a first name or only supplied an initial, his/her gender could not be ascertained and so was classified as D.K. or Don't Know.
 6.  D.K. stands for Don't Know or Unknowable.
 7.  CCFJ members were identified from an official membership list at the time the survey ended.
 8.  Regions include the following counties:

              North:  Alachua, Bay, Bradford, Calhoon, Columbus, Dixie, Escambia, Franklin, Gadsden, Gilchrest, Gulf, Hamilton, Holmes, Jackson, Jefferson, Leon, Levy, Liberty, Okaloosa, Putnam, Santa Rosa, Swanee, Taylor,   Union,  Wakula, Walton, and Washington                                                                                                                                                                                                                                                        

Central: Citrus, Hardee, Highland, Lake, Marion, Orange, Osceola, Polk, Seminole, and Sumter
West Coast: Charlotte, Collier, DeSoto, Glades, Henry, Hernando, Hillsborough, Lee, Manatee, Monroe, Pasco, Pinellas, and Sarasota
East Coast: Baker, Brevard, Clay, Duval, Flagler, Indian River, Martin, Nassau, Okeechobee, St. Johns, St. Lucie, and Volusia
South: Broward, Miami-Dade, and Palm Beach
  9.  Adjusted means excluding No Response.
10.  Percentages may not add up to exactly 100.0% owing to independent rounding.
11.  A t-test measures how far a given value in a sample departs from the average in multiples of the standard deviation for that sample.  That enables the analyst to look up the probability of value being equal to or different
     from the average.   Approximately 95.45% of all values in a sample fall within + two standard deviations around the mean.   In other words, there's only a 4.55% chance that such a value actually equals the average; those
  odds essentially are 1 chance out of 20.   At +3 standard deviations the odds drop to 1 chance out of 333 or 27 chances out of 10,000.  At 4 standard deviations the odds are only 6 chances out of 100,000.
12.  A standard deviation is a statistical measure of spread of data from a sample around an average value of that data.   Approximately 99.73& of the data will fall within + 3 standard deviations around an average. 
Hence, there are just 27 chances out of 10,000 or roughly 1 out of 333 that a value drawn from a sample and falling three standard deviations above or below a mean actually is equal to the mean.  Most commercial 
analyses use a weaker standard of only 1 chance in 100 of being wrong.
13. The Chi-squared test indicates whether or not there's a relationship between two sets of data.   Those data sets form a cross-tabulated table. The calculated Chi-square value ranges from zero (0.0000) to one (1.0000).   
            The closer the calculated Chi-square value comes to zero [0.0000] the more likely that a relationship exists between the two sets of data.    Naturally the actual Chi-square value must be compared to a standard
             to establish the presence or absence of a relationship.  That standard is 0.01 or 1 chance out of 100 of being wrong.   Alternatively, those odds are 99 to 1 that a relationship is present.  Conversely, any
             calculated value greater than 0.01 signals the absence of a relationship which means that the two data sets are independent.  The presence of a relationship implies, but does not assure, that one data set causes
             or explains a significant amount of the changes in the other data set.  A Chi-squared test applies to raw numbers rather than percentages.  At least five [5] responses must appear in each cell of the cross-tabulated 
             table for the test to be valid.  However, combining one or more adjacent rows or columns of data in a cross-tabulated table can compensate for having less than five [5] responses in the original table providing that the 
             new table has at least two rows and two columns and a value of at least five [5] in each of its cells.
14.  Eight Calculated Chi-squared values ending in *10^## are so tiny that scientific notation was used to express them.  Those numbers appear on Tables 1, 2, 7, 9, 10, 14 and Summary Table 2.  The one- or two-digit values
            represented there by the number symbol(s) reveals how many zeros lie between the decimal point and the first non-zero digit after the decimal place.  Those eight Calculated Chi-squared values have six or more zeros 
            between the decimal place and the first digit shown.   For example, *10^-6 means that there are six zeros between the decimal place and the first digit shown so that the actual number is 0.0000005193 on
            Table 7.  The 0.5193*10^-6 is five times smaller than the standard of 0.01.
© 2008 Cyber Citizens for Justice, Inc.   Deland, FL