Humberto Sanchez
Miami, Florida 
Email: sbloans@bellsouth.net
September 29, 2002

To: Destination Florida Commission.

Honorable members.

Congratulation on your new endeavor, I sincerely appreciate your valuable time that you will be dedicating to this commission.

I am however, somewhat concerned to see that no member of the commission has any experience with one of the most important issues impacting resident of Florida, “Housing”

In case you may not know there are millions of Florida Residents living in regulated properties, a great percentage happen to be elderly, we cannot forget about those low to moderate income families and even middle class families that no longer can afford a single family home with a present average price tag of over $200,000. Therefore generally elderly or non-elderly do not have much of a choice other than to purchase regulated properties.

Take this from someone who lives in a regulated property and who has and continue to conduct extensive research of the housing issues and one who has listened to the horror stories experienced by owners every day all over Florida.

These horror stories will continue until State Regulatory Agencies such the Department of Business and Professional Regulations, Florida Division of Condominium, and the legislature are willing to address the inadequacy and unbalanced presents laws and all parties together make a true and genuine commitment to address these issues positively.

I have seen a homeowner foreclosed on the property because they owe only $160.00. my research so far reveal serious issues involving property management who have rip-off associations out of thousands of dollars, sometimes millions and goodbye; and what does it take to try to fight these social termites, hundreds of thousands of dollar worth attorney’s fees out of the pockets of the homeowners or unit-owners; yet I venture to say that the typical retiree does not have such resources which is the only way since the Regulatory agencies are totally infective and the arbitration system is either bias of with total lack of knowledge of the issues
I personally filed a complaint with the Division of Condominium, I compiled over 450 documents substantiating 24 complaints against the regulated property board and management, the division ended up addressing only 4 and guess what was the outcome, a letter stating,  “don’t do it again” although there were serious matters harmed the homeowners.

To me it is inconceivable that by now there is no serious commitment to solve these serious situations although in the case of the condominiums each unit-owner pays the DBPR an annual fee and the Division is financially supported by the same unit-owners, yet when is time for them to act our money appear to be used against us instead.

If we as homeowners support the Division with millions of dollars, I can’t see why not for example create “a condominium court” where any affected unit-owner may take the issue in front of this court and like the traffic court “affordable to everyone”.

I sincerely hope that the commission takes these issues in consideration, which in my opinion is affecting thousands of Florida residents who constantly encounter nothing but frustrations, the inadequacy of the present laws and the ineptitude of the Regulatory Agencies.

Please take this issue in consideration.

Respectfully,

Humberto Sanchez

HS/agd commission


 
FLORIDA'S SECOND SNOW JOB ON SENIORS IS A MUST STOP

      Andrew Jackson once said, " There are no necessary evils in government. Its only evils exist in its abuses. If it would confine itself to equal protection, and as Heaven does its rains, shower its favors alike on the high and the low, the rich, and the poor, it would be an unqualified blessing."

      Gov. Jeb Bush is quite sincere in expressing his desire to see more seniors in Florida. The problem is he is not familiar with the evils in Florida Government from all around abuse inflicted on World War Two seniors, after the political desire to dump the poor elders to make room for more rich began to invade city councils and county commissioners in the last decade in such greed. Thousands of poor seniors were fined, sued, foreclosed and dumped homeless to make room for high rise condo's, increase property tax and change equal protection to equal politics.

         Hillsborough County is a promise example of why I advise every American senior and veteran to run the other way, stay where you are and don't buy the hype on fun in the sand because you might end up like Highlands County retired seniors who bought bargain lots for low cost Mobile Homes and ended up buried several feet deep in a wetland flood, with no flood insurance to bail out. The county administrator knew that swampland was a danger but most of the seniors came form five northern states the south has great contempt for, Ohio, Indianna, Illinois, Mich. and New York, so if those Yankees lose a few dollars by buying a pig in the poke, serves them right.

          Most Floridians remember the widow in Ocala who was beaten up by the office of Sheriff Dean, locked out of her home, taken to jail black and blue in handcuffs when her homeowners association claimed she was behind in dues. They did not care about her husband's death or the truck accident that injured her too severely to checking into what she thought was a minor debt, they threw all her household things and personal goods on her front yard, changed the lock on her door when they threw her in jail to foreclose on her home.

        Bill Hungling was lured to Sebring, Fl. in Highlands County when he retired as an electrical engineer from a GE Plant in Cinn., Ohio. Blue-eyed Bill never had one traffic ticket or any dispute with any government agency in his native home up north when he arrived the picture of health in the Bible Belt.

         He and his talented wife, Gladys set about building an energy saving home that was the envy of the next door neighbor, a local Veterans Office who didn't have the smarts to convert his older energy waste home or money to contract for the hob. He learned the Hunglings were Korean Vets and put them on a guilt trip of vets helping vets to remodel his home with the complaint the wiring was so bad, it would catch fire if someone did not re-wire it. He informed them he had an owner's permit to re-wire the house and would pay them hourly plus material to save the roof over his grateful head. 
       The best of plans often go astray. When the Hunglings spent their money on materials to redo his home, and hours of work, the neighbor's wife was arrested and left them expensive legal bills that tempted him to turn in a false report to Code Enforcement he had just learned the couple working on his home were not contractors because he knew, if someone contracts to do a house as contractor in Florida and the owner does not pay, that contractor cannot collect a dime owed.

        The Hunglings picked up a paper and discovered a headline branding them as criminals for contracting without a license that was such a shock to these white headed vets who thought they were saving a new neighbor, Bill Hungling suffered a series of strokes that wiped out his memory, all speech etc, and left him dying in a vegetable state, with a heartbroken wife who had to sell the house to survive the pain and hardship of her Florida retirement.

        When Margaret Bachant retired in Lake Placid from New York City with her husband they intended to remodel the small cabin the bought as soon as they settled in. Unfortunately, her husband suffered a fatal heart attack before they got unpacked and she was a city widow in a country town with half their retirement income wiped out.

           Her new neighbor, Highway Patrolman Herb Smith discovered Bachant went into such shock over her husbands' death, she had a severe stroke that left her blind and paralyzed in both legs in a house with a leaking roof ready to collapse the ceilings.

           Smith knew his buddy, John Buchanan, was a local craftsman working for a local contractor who frequently donated his labor free to retired seniors, so he arranged to have him buy materials in his own name, haul them in his truck and go with her son from New York City to show him how to apply for an owner's permit so the three men could roof the house before her life was endangered at cost of material only.

            A local roofer too busy to help became jealous these men were doing a job for material only when he could double his profit so he reported, Buchanan was contracting without a license. Bachant was unaware of Florida's strange contractor's license law. A contractor does not have to have any skill or comply with any state statute because all the city and county care about is the license fee contribution to their payroll.

             The state license board says a contractor must not take out a permit on a job unless he has a signed contract to do the job, but the cool county administrator did train his code enforcement to comply with state law, he just ordered them to arrest anyone without a contractors license regardless of the excuse because they could collect a handsome fine, monthly probation and county employees can't expect annual raises unless they fleece a few new retired homeowners.

               The poor widow was horrified to learn her benefactor, was falsely arrested, and called the Judge (Shinholser) to testify he donated his labor, but the wily judge informed her no witness allowed in his court but the code enforcement officer who was so gifted in entrapment, and a lawyer who collected a fat fee then told the poor carpenter trying to be a good Christian, "You either plea Nolo Contende or face a year in jail because the lawyer knew the county would not throw more work his way, if he cleared the innocent man of a wrongful arrest.

        One more out of state senior who learned the hard way, Florida is better at fleecing seniors than making a friendly welcome.

         Most of the World War Two veterans who came to Florida during the fifties were promised no property tax after a $25,000 property tax exemption and no state income tax. Today, thousands of them are being evicted into the street of Hillsborough County with no place to go, no money to go with because the small homes built for $15,000 up are being trashed by unlicensed contractors hired by the city and county, then fined by code enforcement who lien them and foreclosed so they can be demolished and replaced with higher priced homes like condos at $100,000 to bring a new cash flow to cover the cost of all the code enforcement police at $77,000 per year each.

      Tampa is holding $47 million in liens on small homes right now and Mayor Greco is busy hiring lawyers to foreclose so he can raise $47 million to build a new art million for the elite who will replace the meek, the weak and uninformed seniors that built Florida into a 16 million population state.

       Thousands of veterans line up in VA clinics and hospitals with no hope of health care and the nursing homes are urine smelling prisons where elderly patients like poor Bill Hungling, go untended and often fall from their wheel chair because the profit hungry care centers hire new green card immigrants at minimum wage instead of nursing care.

         Last but not least, Florida's Judicial System is Las Vegas Jackpot for lawyers who have no rules except to strike it rich. The Bar has concern what action is taken or ignored as long as the membership is paid, and any newcomer can be sure they will be fined, or sued before the trucks are unpacked because southern law enforcement is trained to profile them.

         The Bill of Rights went down the tubes in Florida and in it's place is a bill of goods controlled by the good ole boys set up by walkin talkin Lawton Chiles who had such a strong regime in place he still rules from the grave while young Governor Jeb Bush goes out on a limb and pictures seniors being treated with the same courtesy as his devoted mother, Barbara, not realizing you can lead a horse to water but you can't make him drink and this island called Florida, has water everywhere but you won't find much time to fish or swim because you will be too busy swimming up to your a-- in hot water. 

Trust me, I arrived here nine years ago from the west coast and the snow job on me left ice cycles on my nose, an empty back account and a lesson, " a fool and his money are soon parted, " and all that glitters is not gold. 

        Remember that Florida seceded from the Union during the civil war, and rich ranchers helped kill off the Indians who lived here 25,000 years to become citrus kings. Abraham Lincoln said, "If life hands you a lemon, make lemonade, " and I promise you if you buy the hype to relocate in Dixie, you will end up too poor for lemonade because they won't even leave you the seeds. Trust me, the only welcome wagon here is the one coming after your pension and when it is gone, they roll up the welcome mat and send the sheriff to board you in his hotel with bars where every collect phone call gives him a kickback.

        Fool me once, shame on you, fool me twice, shame on me...so all you snowbirds better leave the snow job to the south and pull on your woollies because a man's home is not his castle in Florida...in fact, Gordon Commee was once fined because lighting struck down an old oak in his Seffner yard. Not even the power of God gets respect from the Florida Fleecing Team and you bet your tennis shoes, not even Governor Jeb Bush can protect you from this alligator swamp because his own Attorney General, Bob Butterworth once said he had no intention of enforcing civil rights because  his legal staff was too small, so blessings do not fall on the poor and rich the same as the summer showers. The evils fall on the seniors and veterans who don't bring boots to wade through the uninsured floods...this is a must stop for all snowbirds until Florida has the integrity for a government reform from the top down. At this time, the Florida lobby group, FHBA, also snowballed the state Dept of Business and Professional Regulations, if you buy one of their new homes, they don't have to honor the warranty for six months if at all, and you might pay cash for a home with no title because the state loans builders 20 years loans, not disclosed by the title company. You pay cash but the state owns the home until the builder pays them. And if the builder goes belly up, your home belongs to the state. Florida not only helps builders to fleece buyers they finance them. So, hit the road, Mack and don't look back, that snow bank is ready for a whole new band of seniors and you are the only thing that can stop them by handing them a shovel and advise them to keep shoveling.

                           Willow Vance( Widowed Senior from Maryland)