Governor Charlie Crist signed S 1196
Opinion By Jan Bergemann
Published June 2, 2010
a disaster for
just hope that the board members who so eagerly supported S1196 will
realize pretty soon that they have been had when their accounts are
depleted and owners canít pay any more special assessments and/or due
you will realize one day that by supporting the bill you agreed to pay for
maintaining the units under foreclosure -- which are actually the bank's collateral. But until the foreclosure is final Ė which can last
2 or 3 years -- all the owners have to pay for the upkeep of these units.
By the way the bill grants you 1% of the initial mortgage after
foreclosure to be paid by the bank.
may not have to install sprinkler systems and fire alarms, but you also
have to pray that there will be no serious fire in your condo and some of
your old frail neighbors burn to death caused by the lack of a sprinkler
system and fire alarms.
installation of sprinkler systems was anyway only due in December of 2014.
a few of the community associations will not live to see that date because
they are broke before, unable to pay the utility bills, causing the health
department to red-tag the building.
of associations have already used the reserve funds to pay the daily bills
-- and reserve funds are running low in many communities.
S1196 into law will mean that you will not see in the near future any
legislation that will help you with paying the bills, holding the lending
industry responsible for the damage they did to our community association.
Paying legislators like Ellyn Bogdanoff paid off for them.
homeowners and condo owners have to switch to survival mode in order to
keep their homes.
homeowners living in HOAs have ways to fight for survival. The owners who
are still paying can get together and make the association toothless. They
can change the governing documents, making sure they are only liable for
payment of a few utility and landscaping bills.
are ways to circumvent the statutes. Nobody can force you to pay for the
upkeep of your neighborís property. It may not always look nice, but
itís better than sleeping under the bridge.
of it will help you getting more money in the coffers. Actually, it only
forces you to spend money you donít recover in most cases.
the month of June we will publish suggestions for surviving S 1196 and its
provisions Ė or the lack thereof.
lose your home because of bad legislation! Learn how to defeat the system
that will force you to pay for homes and units you donít own Ė and you
are not legally responsible for!
time has come to fight for your home Ė and financial survival of your
donít believe the ďproperty values fairy tale.Ē If your association
is broke and canít pay its utility bills you will lose your home, no
matter if you paid all you maintenance dues, your mortgage and your
private utility bills! You will be added to the growing number of families
who lost their homes courtesy of the community association system!
all need to help yourself, because the legislature failed to help you!
need to fight the system before the system destroys you and your family!
In case you find out that the bill really doesn't help you and does more harm than good as predicted by us, here are the folks you need to send your THANK-YOU letter to -- list according to Donna Berger:
Donna Berger, Esq. (CAN) Law firm of Katzman Garfinkel & Berger
The proud board members working with CAN
Representative Ellyn Bogdanoff
Representative Matt Hudson
Senator Mike Fasano
Senator Jeremy Ring
These are the proud legislators who sold lives, health, safety and financial welfare of the owners to special interest -- and will cause many families to lose their homes!
And if that bill is positive I really wouldn't like to see what Donna Berger considers negative!