It’s been about two years since hurricanes Helene and Milton dealt a one-two blow to the Gulf Coast, and the black eye from that bout can still be seen today on North Shore Road on Longboat Key.
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The condo building at 380 North Shore Road has roof damage and has been declared unsafe and unfit for habitation by the town’s building official. |
On Sept. 28, the town’s building official
sent a notice to property owners the building had been
declared unsafe and unfit, with a 30-day deadline for new
permits to be applied for.
“Its open to the elements,” Parsons said. “In the back
areas, the roof has been exposed to let water in, and that
can lead to the structure to be something that is not
necessarily safe and will decline over time.”
Delays and disagreements
Gary Sheppard and Ellen Scotti-Belli are longtime owners of
one of the nine units at 380 North Shore Road. They
inherited the property from Scotti-Belli’s mother-in-law.
“That property is special and beautiful,” Scotti-Belli said.
“If there is a way to repair it, there is nobody more
inclined to do so than me and Gary.”
Scotti-Belli said there have been a host of reasons for a
lack of construction activity on the condo complex including
delays in insurance reimbursements and the struggles of
navigating bureaucracy.
“Nobody knows what to do after a hurricane. There are so
many rules and regulations between state, federal, local. So
we spent the first year trying to sort through the
information,” Scotti-Belli said. “One of the insurance
companies paid back fairly. The other one we had to get an
attorney. We received those funds about six months ago. With
that holdup we really couldn’t do anything.”
Now, the delay centers around a disagreement among property
owners on the best path forward.
“There is a board currently that is pushing for a rebuild
and they’re trying every angle to make that happen,” Scotti-Belli
said. “If this was just my own home I would take a different
approach.”
Requests for comment by the board president for this story
were declined.
The FEMA 50% rule comes into play for the condos. That means
that, if estimated repair costs for a structure exceed 50%
of their appraised market value, repairs or renovations need
to bring the property into full compliance with current
flood regulations.
In the aftermath of the storms, the town did repair
estimates of damaged properties. The estimate for the
building at 380 North Shore Road was $2.9 million.
Longboat Key Building Official Patti Fige wrote in a 2025
letter to property owners the most significant requirements
to achieve FEMA flood compliance are to elevate the building
10 feet above the base flood elevation.
Parsons said the town uses a cost estimator software called
Xactimate for repair estimates, but property owners are
required to provide an estimate of their own before permits
are issued.
The condo association provided quote that was under the 50%
threshold with a total repair cost of $974,718.
“We provide a substantial damage estimate. It is not a final
accounting of costs,” Parsons said. “It provides the
property owner an opportunity to have their own cost
estimate provided, so if their cost estimates repair is less
than 50% of the value, then they have the opportunity to
make those repairs.”
The permit application for those repairs stalled as
questions from town staff went unanswered, and the
application was closed.
A decision now looms with an Oct. 28 deadline set.
“What we hope to see is some direction,” Parsons said. “We
hope this compels them to submit an application within the
next 30 days for repairs or secure a building permit for
demolition. If not, it can lead to demolition. That’s the
path that it can head down.”
Elevated structures are a common sight on North Shore Road.
If the condo building on North Shore Road is demolished and
rebuilt instead of repaired, another raised structure could
be on the horizon.
“It would be great if we could rebuild it and rebuild it
high,” Scotti-Belli said. “It was built for a different
time.”
